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Second-To-Die Policy in Renton WA & Seattle WA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Bell-Anderson Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Bell-Anderson Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Bell-Anderson Insurance to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

Headquarters - Renton Location

600 SW 39th St., Suite 200
Renton, WA 98057
Main office: 425-291-5200
Toll free: 800-442-1281

Bellingham Location

432 W Bakerview Rd., Suite 201
Bellingham, WA 98226
Main office: 360-676-2578

Bothell Location

19515 North Creek Parkway, Suite 216
Bothell, WA 98011
Main office: 425-291-5200

Ellensburg Location

2411 W Dolarway #2
Ellensburg, WA 98926
Main office: 509-962-9825

Enumclaw Location

2949 Griffin Ave., Suite 101
Enumclaw, WA 98022
Main office: 360-825-6567

Spokane Location

6519 N Maple St. Suite B
Spokane, WA 99208
Main office: 509-465-1133

Our Providers

George does more than just return our phone calls on time. He delivers our renewal several weeks before the renewal date and provides us with valuable risk management insight that affects our bottom line and helps keep us safe. We view him as a trusted advisor.
Jeff Hutchinson