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Renters Insurance in Seattle, Spokane, Bellevue & Tacoma, WA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Bell-Anderson Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Bell-Anderson Insurance are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Headquarters - Renton Location

600 SW 39th St., Suite 200
Renton, WA 98057
Main office: 425-291-5200
Toll free: 800-442-1281

Bellingham Location

432 W Bakerview Rd., Suite 201
Bellingham, WA 98226
Main office: 360-676-2578

Bothell Location

19515 North Creek Parkway, Suite 216
Bothell, WA 98011
Main office: 425-291-5200

Ellensburg Location

2411 W Dolarway #2
Ellensburg, WA 98926
Main office: 509-962-9825

Enumclaw Location

2949 Griffin Ave., Suite 101
Enumclaw, WA 98022
Main office: 360-825-6567

Spokane Location

6519 N Maple St. Suite B
Spokane, WA 99208
Main office: 509-465-1133

Our Providers

George does more than just return our phone calls on time. He delivers our renewal several weeks before the renewal date and provides us with valuable risk management insight that affects our bottom line and helps keep us safe. We view him as a trusted advisor.
Jeff Hutchinson